Mortgage Planners

Ken Unangst-

Ken has 23 years of experience in the mortgage industry. Over the years Ken has successfully owned and managed various mortgage banking and brokerage operations throughout the region prior to launching the Lehigh Valley Wealth Center. Ken is a Certified Mortgage Planner with additional designations from Strategic Equity in Seattle Washington. His passion is helping each client live an abundant financial life by properly managing home equity and debt. Ken is professional coached by Building Champions and has an insatiable desire to learn new things. He enjoys listening to audio books, spending time with family and skiing.

Phil Osborne-

Phil has 11 years of experience in the real estate and mortgage industry. His career began in 1999 as a realtor and it was during his time as an agent that he began referring all of his clients to Ken. A year later Phil joined the Ken Unangst Team as Ken’s assistant and years later they partnered together and started the Lehigh Valley Wealth Center. Phil has a degree in accounting/finance, and is a Certified Mortgage Planner. He has a passion for people, numbers, and planning. He thoroughly enjoys helping each client maximize their wealth building potential. Phil is professional coached by Building Champions and is constantly learning to help Wealth Center clients stay informed and knowledgeable. Phil enjoys playing basketball and spending quality time with his 3 children, Isaiah, June and Justus. He is happily married to his wife Patience and they will enjoy their 10th anniversary in 2010.

Mortgage Banking

Over the past 20+ years the Wealth Center has helped thousands of Lehigh Valley residents responsibility obtain mortgage financing. Whether you are a first time or 2nd time homebuyer, real estate investor, or existing homeowner who needs to refinance we are the regions source for mortgage financing! We are a licensed mortgage banker in the states of New Jersey and Pennsylvania and are a branch of the Fairway Independent Mortgage Corp family. Fairway is the 2nd largest independent mortgage bank and 22nd largest bank in the nation. Fairway is a very healthy mortgage bank and funds hundreds of millions of loans each month across 38 states. We process, underwrite, and close all FHA and Conventional loans we originate and have multiple funding sources for Rural Housing loans and reverse mortgages. We have a full array of mortgage products to offer at very competitive pricing allowing our clients to have the best service, rates, and pricing available in the mortgage market. Over the years we have built a team and systems that allow us to operate at a high level of efficiency unseen in the mortgage industry today!

Strategic Mortgage Planning

Not only do we provide our clients with mortgage financing we do it responsibly within the context of our client’s overall financial objectives. This process is called Strategic Mortgage Planning and is the core of what we do at the Wealth Center. Mortgage Planning involves the thorough review of each client’s debt including mortgages, assets, and income with the goal of maximizing each client’s debt elimination objectives and wealth building opportunities. We accomplish this utilizing our Equity Management Advantage System which reveals multiple loan programs and the financial implications of each 3, 5, 7, even 10 or 15yrs down the road. It also calculates the true return on investment of each property and mortgage product, analyzes tax savings, full amortization schedules, property appreciation, rental income and expenses for investors and so much more! Whether you are a first time homebuyer, existing homeowner, beginning or experienced investor Strategic Mortgage Planning is for you!

Consulting/Wealth Certifications

In a real estate transaction many parties can be involved; over the years we have surrounded ourselves and partnered with like minded professionals to make sure our clients are served now and for years to come. We accomplish this using our Wealth Certification for realtors, financial planners, and insurance professionals. We also consult and coach real estate investors and business owners from time to time. Our goal with every professional we meet is to be a valuable resource to them and their teams and seek out ways where we can help them be successful in what they do. If you are interested in our Wealth Certification please give us a call to schedule a one on one and learn more.