Not much to talk about today with no economic reports scheduled for release until Wednesday. Mortgage backed securities are flat and the stock market hasn’t moved much either. The high impact retail sales numbers come out on Wednesday and could be a market mover and the highly anticipated inflation numbers are due to be released next week. Mortgage backed securities have been trading within a 50 point window (or .125%-.25%) for the past 2 weeks unable to break through the inflation barrier. So depending upon your situation interest rates range from the mid to high 5’s on purchase transactions and high 5’s to low 6’s on refinance transactions. It is important to note that if you are being quoted interest rates make sure you are working with a reliable source. Who would a reliable source be? Someone who could help you make an informed decision based upon the ROI or return on investment of an individual loan product. I have attached 2 documents that will be a valuable resource for you as you shop for a loan. Have a wonderful day. 
Shopping for a loan?
Why fed cuts do not equal lower rates
